Caterpillar CB13 Financing Calculator
vibratory rollers · Est. Market Price $175,000 · More Caterpillar financing
Updated Cross-checked against 2 government/public rate sources
With a 142hp engine, the Caterpillar CB13 sits at the mid-size end of the vibratory rollers lineup.
At 142hp, the Caterpillar CB13 sits at the lighter-duty end of the horsepower range for vibratory rollers models tracked here (28% of the category's top horsepower figure).
Priced at $175,000, the CB13 is modeled here as a 60-month $1-buyout capital lease at an estimated 8.25% APR — $3,585/mo, building to full ownership at term end. For financing at this level, at this price point, most commercial lenders will want to see at least 1-2 years of time in business before offering their best rates. Across the full 60-month term, total payments come to $215,078 — about $40,078 above the $175,000 cash price, which is the real cost of financing instead of paying up front.
At an estimated $3,585/month, this ranks #13 of 13 by estimated payment among currently priced vibratory rollers models — 56% above the vibratory rollers average of $2,296/mo.
Because 100% bonus depreciation is currently in effect (equipment placed in service after January 19, 2025) and this asset qualifies under Section 179's $2,560,000 2026 cap, the full $175,000 cost is a candidate for a first-year deduction rather than a multi-year depreciation schedule -- the actual benefit depends on the buyer's taxable income, so this isn't a substitute for a CPA's sign-off.
Estimated Monthly Payment
Estimated Commercial APR including doc/origination fees. Adjust the slider to personalize the rate for your credit tier.
$3,584.64/mo
Base APR: 8.25% · 60 months
| Month | Payment | Principal | Interest | Balance |
|---|
Asset Specifications
| Make | Caterpillar |
| Model | CB13 |
| Category | heavy-construction |
| Subcategory | vibratory rollers |
| Horsepower | 142 hp |
| Estimated Market Price | $175,000 |
Section 179 Tax Deduction Matrix
Estimates for illustrative purposes only. Consult a certified CPA to determine actual Section 179 depreciation. Source: IRS Publication 946 .
| Estimated Equipment Price | $175,000 |
| 2026 Section 179 Cap | $2,560,000 |
| Eligible Deduction | $175,000 |
| Federal Corporate Tax Rate | 21% |
| Estimated Tax Savings | $36,750 |
| Effective After-Tax Cost | $138,250 |
Real-World Market Reference
2 independent government sources currently reference this machine — not our own estimate.
| DOT Rental Rate | $163.68/hrCalifornia DOT equipment rental rate schedule, effective 01-APR-2026 |
| Vendor Rental Rate | $900.00/dayWashington State DES equipment rental contract (vendor: NCMachinery) |
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Frequently Asked Questions
What is the estimated monthly payment for a financed Caterpillar CB13?
An estimated $3584.64/month over 60 months at a base APR of 8.25%, including a $750.00 doc/origination fee.
Does the estimated payment change based on credit score?
Yes. The calculator above has 5 credit tiers, each adjusting this machine's 8.25% base APR: Subprime 12.75%, Fair 10.75%, Good 8.25%, Very Good 7.50%, Prime 6.75%. "Good" is the default tier shown; drag the slider to see the exact payment at your tier.
Is the Caterpillar CB13 eligible for a Section 179 tax deduction?
Yes. Under the 2026 Section 179 cap of $2,560,000, qualifying businesses may be able to deduct the full purchase price in the year it's placed in service, subject to CPA verification.
Does 100% bonus depreciation apply to a financed Caterpillar CB13?
Bonus depreciation was restored to 100% for equipment placed in service after January 19, 2025, and it applies more broadly than Section 179 -- it isn't capped by the $2,560,000 Section 179 limit and generally isn't affected by a business's Section 179-eligible income limit. Financing rather than paying cash doesn't disqualify a purchase from this: the full $175,000 placed-in-service cost is typically what counts, not the amount actually paid that year. Confirm applicability with a CPA before filing.
What's the total cost of financing this Caterpillar CB13 versus paying cash?
Over the full 60-month term, estimated payments total $215,078 -- about $40,078 more than the $175,000 cash price. That difference is the estimated cost of financing (interest plus the $750.00 doc fee) rather than paying up front.
How much would a down payment lower the monthly payment on this Caterpillar CB13?
Putting 10% down ($17,500 on this Caterpillar CB13) reduces the estimated payment from $3,585/mo to roughly $3,228/mo at the same 8.25% estimated APR -- a real reduction, since a down payment lowers the amount actually financed rather than just the sticker price.
What is the typical resale or auction value for a Caterpillar CB13?
Resale value data is not yet available for this specific model.
What does a Caterpillar CB13 rent for?
Current public rate records put this machine at $163.68/hour (California DOT equipment rental rate schedule) and $900.00/day (Washington State DES equipment rental contract (vendor: NCMachinery)) — real published rates, not our own estimate.
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