Press & Data
Data current as of October 20, 2026.
Equipment Capital Index tracks estimated commercial equipment financing rates and monthly payments across 749 real, priced machines, computed from transparent, reproducible math and cross-checked against public government rate schedules where available (see Methodology). The figures below are free to cite, quote, or embed — CC BY 4.0, attribution appreciated, not required.
Quotable Stats
As of October 20, 2026, the average estimated commercial equipment financing APR across 749 actively priced machines is 8.27%, according to Equipment Capital Index.
Power Equipment carries the highest average financing rate tracked by Equipment Capital Index at 8.62% APR, versus 7.87% for Agriculture.
The average estimated monthly payment across all commercial equipment categories tracked by Equipment Capital Index is $3,541/mo, based on 749 priced machines as of October 20, 2026.
Rates by Category
| Category | Machines Tracked | Avg. APR | Avg. Est. Payment |
|---|---|---|---|
| Heavy Construction | 354 | 8.37% | $4,160/mo |
| Agriculture | 176 | 7.87% | $4,881/mo |
| Trucking Fleet | 81 | 8.12% | $2,630/mo |
| Power Equipment | 79 | 8.62% | $788/mo |
| Material Handling | 59 | 8.62% | $773/mo |
How to Cite
"Equipment Capital Index" with a link to equipmentcapitalindex.com/rate-index is sufficient attribution. For a live, always-current figure instead of a snapshot, embed one of the free rate badges — no account needed. Prefer raw, machine-readable data? The full report is also published as an open, self-updating dataset on GitHub.
Media Contact
For interviews, custom data pulls, or questions about methodology: contact@equipmentcapitalindex.com
Full data, real government-source citations, and update methodology: Rate Index · Methodology