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Equipment Rate Index

Updated 2026-08-18

A live benchmark of commercial equipment financing rates and rental reference rates, computed directly from our published dataset — which itself pulls from public state DOT equipment rental rate schedules, federal GSA surplus auction data, and the Federal Reserve's published Bank Prime Loan Rate. Free to cite, link to, or embed. See our methodology for exactly how these numbers are computed.

349

Machines tracked

5

Categories

25

Live government rate data points

2

Independent public sources

By Category

Category Pages Avg. Est. APR Avg. Monthly Payment Avg. Rental Rate Data Points
Heavy Construction 182 8.25% $2,635 $102.59/hr 23
Agriculture 64 7.75% $3,986 0
Trucking Fleet 48 8.00% $2,540 $75.13/hr 1
Power Equipment 30 8.50% $1,051 0
Material Handling 25 8.50% $795 $24.18/hr 1

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Suggested citation: "Equipment Capital Index Rate Index, 2026-08-18, equipmentcapitalindex.com/rate-index"