Komatsu GD675-6 Financing Calculator
motor graders · Est. Market Price $290,000 · More Komatsu financing
Updated
Buyers comparing motor graders options will find the Komatsu GD675-6 spec'd as a heavy-duty machine, running a 221hp engine and 38,000 lb operating weight.
Compared against every other motor graders page on this site, the Komatsu GD675-6's 221hp puts it roughly mid-pack by horsepower among motor graders models tracked here. By operating weight, it comes in at 17% of the heaviest motor graders model in this dataset.
The numbers below assume a 60-month $1-buyout capital lease on the $290,000 GD675-6: $5,930/mo at an estimated 8.25% APR, ending in full ownership rather than a residual payoff. For financing at this level, lenders at this price tier commonly structure the deal with a larger down payment option to bring the monthly payment down further. Across the full 60-month term, total payments come to $355,813 — about $65,813 above the $290,000 cash price, which is the real cost of financing instead of paying up front.
At an estimated $5,930/month, this ranks #4 of 10 by estimated payment among currently priced motor graders models — 3% below the motor graders average of $6,124/mo.
On the tax side, this $290,000 purchase is Section 179-eligible under the 2026 cap of $2,560,000, and 100% bonus depreciation -- back in effect for equipment placed in service after January 19, 2025 -- means a qualifying buyer could potentially deduct the entire $290,000 in the year it's placed in service rather than depreciating it over several years, subject to the buyer's own taxable income and CPA sign-off.
Estimated Monthly Payment
Estimated Commercial APR including doc/origination fees. Adjust the slider to personalize the rate for your credit tier.
$5,930.21/mo
Base APR: 8.25% · 60 months
| Month | Payment | Principal | Interest | Balance |
|---|
Section 179 Tax Deduction Matrix
Estimates for illustrative purposes only. Consult a certified CPA to determine actual Section 179 depreciation. Source: IRS Publication 946 .
| Estimated Equipment Price | $290,000 |
| 2026 Section 179 Cap | $2,560,000 |
| Eligible Deduction | $290,000 |
| Federal Corporate Tax Rate | 21% |
| Estimated Tax Savings | $60,900 |
| Effective After-Tax Cost | $229,100 |
Asset Specifications
| Make | Komatsu |
| Model | GD675-6 |
| Category | heavy-construction |
| Subcategory | motor graders |
| Horsepower | 221 hp |
| Operating Weight | 38,000 lbs |
| Estimated Market Price | $290,000 |
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Frequently Asked Questions
What is the estimated monthly payment for a financed Komatsu GD675-6?
An estimated $5930.21/month over 60 months at a base APR of 8.25%, including a $750.00 doc/origination fee.
Does the estimated payment change based on credit score?
Yes. The calculator above has 5 credit tiers, each adjusting this machine's 8.25% base APR: Subprime 12.75%, Fair 10.75%, Good 8.25%, Very Good 7.50%, Prime 6.75%. "Good" is the default tier shown; drag the slider to see the exact payment at your tier.
Is the Komatsu GD675-6 eligible for a Section 179 tax deduction?
Yes. Under the 2026 Section 179 cap of $2,560,000, qualifying businesses may be able to deduct the full purchase price in the year it's placed in service, subject to CPA verification.
Does 100% bonus depreciation apply to a financed Komatsu GD675-6?
Bonus depreciation was restored to 100% for equipment placed in service after January 19, 2025, and it applies more broadly than Section 179 -- it isn't capped by the $2,560,000 Section 179 limit and generally isn't affected by a business's Section 179-eligible income limit. Financing rather than paying cash doesn't disqualify a purchase from this: the full $290,000 placed-in-service cost is typically what counts, not the amount actually paid that year. Confirm applicability with a CPA before filing.
What's the total cost of financing this Komatsu GD675-6 versus paying cash?
Over the full 60-month term, estimated payments total $355,813 -- about $65,813 more than the $290,000 cash price. That difference is the estimated cost of financing (interest plus the $750.00 doc fee) rather than paying up front.
How much would a down payment lower the monthly payment on this Komatsu GD675-6?
Putting 10% down ($29,000 on this Komatsu GD675-6) reduces the estimated payment from $5,930/mo to roughly $5,339/mo at the same 8.25% estimated APR -- a real reduction, since a down payment lowers the amount actually financed rather than just the sticker price.
What is the typical resale or auction value for a Komatsu GD675-6?
Estimated 5-year residual value is approximately 38.5% of MSRP.
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