Link-Belt RTC-8065 Series II Financing Calculator
mobile cranes · Est. Market Price $147,175 · More Link-Belt financing
Updated
In the mobile cranes category, the Link-Belt RTC-8065 Series II is positioned as a heavy-duty option, built around a 280hp engine and 95,000 lb operating weight.
At 280hp, the Link-Belt RTC-8065 Series II sits roughly mid-pack by horsepower among mobile cranes models tracked here (56% of the category's top horsepower figure). By operating weight, it comes in at 43% of the heaviest mobile cranes model in this dataset.
At an estimated 8.25% APR on a $147,175 purchase price, the 60-month $1-buyout structure modeled here puts the RTC-8065 Series II at $3,017/mo, with ownership transferring at term end. For financing at this level, this band typically triggers a standard underwriting review — business bank statements and a credit pull, but rarely a full financial package. Across the full 60-month term, total payments come to $181,027 — about $33,852 above the $147,175 cash price, which is the real cost of financing instead of paying up front.
At an estimated $3,017/month, this ranks #3 of 9 by estimated payment among currently priced mobile cranes models — 80% below the mobile cranes average of $15,351/mo.
On the tax side, this $147,175 purchase is Section 179-eligible under the 2026 cap of $2,560,000, and 100% bonus depreciation -- back in effect for equipment placed in service after January 19, 2025 -- means a qualifying buyer could potentially deduct the entire $147,175 in the year it's placed in service rather than depreciating it over several years, subject to the buyer's own taxable income and CPA sign-off.
Estimated Monthly Payment
Estimated Commercial APR including doc/origination fees. Adjust the slider to personalize the rate for your credit tier.
$3,017.12/mo
Base APR: 8.25% · 60 months
| Month | Payment | Principal | Interest | Balance |
|---|
Asset Specifications
| Make | Link-Belt |
| Model | RTC-8065 Series II |
| Category | heavy-construction |
| Subcategory | mobile cranes |
| Horsepower | 280 hp |
| Operating Weight | 95,000 lbs |
| Lift Capacity | 130,000 lbs |
| Estimated Market Price | $147,175 |
| Lift Capacity Tons | 65 |
Section 179 Tax Deduction Matrix
Estimates for illustrative purposes only. Consult a certified CPA to determine actual Section 179 depreciation. Source: IRS Publication 946 .
| Estimated Equipment Price | $147,175 |
| 2026 Section 179 Cap | $2,560,000 |
| Eligible Deduction | $147,175 |
| Federal Corporate Tax Rate | 21% |
| Estimated Tax Savings | $30,907 |
| Effective After-Tax Cost | $116,268 |
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Frequently Asked Questions
What is the estimated monthly payment for a financed Link-Belt RTC-8065 Series II?
An estimated $3017.12/month over 60 months at a base APR of 8.25%, including a $750.00 doc/origination fee.
Does the estimated payment change based on credit score?
Yes. The calculator above has 5 credit tiers, each adjusting this machine's 8.25% base APR: Subprime 12.75%, Fair 10.75%, Good 8.25%, Very Good 7.50%, Prime 6.75%. "Good" is the default tier shown; drag the slider to see the exact payment at your tier.
Is the Link-Belt RTC-8065 Series II eligible for a Section 179 tax deduction?
Yes. Under the 2026 Section 179 cap of $2,560,000, qualifying businesses may be able to deduct the full purchase price in the year it's placed in service, subject to CPA verification.
Does 100% bonus depreciation apply to a financed Link-Belt RTC-8065 Series II?
Bonus depreciation was restored to 100% for equipment placed in service after January 19, 2025, and it applies more broadly than Section 179 -- it isn't capped by the $2,560,000 Section 179 limit and generally isn't affected by a business's Section 179-eligible income limit. Financing rather than paying cash doesn't disqualify a purchase from this: the full $147,175 placed-in-service cost is typically what counts, not the amount actually paid that year. Confirm applicability with a CPA before filing.
What's the total cost of financing this Link-Belt RTC-8065 Series II versus paying cash?
Over the full 60-month term, estimated payments total $181,027 -- about $33,852 more than the $147,175 cash price. That difference is the estimated cost of financing (interest plus the $750.00 doc fee) rather than paying up front.
How much would a down payment lower the monthly payment on this Link-Belt RTC-8065 Series II?
Putting 10% down ($14,718 on this Link-Belt RTC-8065 Series II) reduces the estimated payment from $3,017/mo to roughly $2,717/mo at the same 8.25% estimated APR -- a real reduction, since a down payment lowers the amount actually financed rather than just the sticker price.
What is the typical resale or auction value for a Link-Belt RTC-8065 Series II?
Resale value data is not yet available for this specific model.
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