Massey Ferguson 8S.245 Financing
row crop tractors · Est. Market Price $285,000 · More Massey Ferguson financing
Updated
In the row crop tractors category, the Massey Ferguson 8S.245 is positioned as a heavy-duty option, built around a 245hp engine and 22,046 lb operating weight.
Structured as a $1-buyout capital lease over 60 months, you own the 8S.245 outright at the end of the term — the payment below amortizes the full purchase price plus the doc/origination fee. At an estimated $285,000 purchase price, at this investment level, many buyers split the analysis between the monthly cash-flow impact and the Section 179 tax offset below before deciding.
Estimated Monthly Payment
Estimated Commercial APR including doc/origination fees. Adjust the slider to personalize the rate for your credit tier.
$5,759.85/mo
Base APR: 7.75% · 60 months
| Month | Payment | Principal | Interest | Balance |
|---|
Section 179 Tax Deduction Matrix
Estimates for illustrative purposes only. Consult a certified CPA to determine actual Section 179 depreciation. Source: IRS Publication 946 .
| Estimated Equipment Price | $285,000 |
| 2026 Section 179 Cap | $2,560,000 |
| Eligible Deduction | $285,000 |
| Federal Corporate Tax Rate | 21% |
| Estimated Tax Savings | $59,850 |
| Effective After-Tax Cost | $225,150 |
Asset Specifications
| Make | Massey Ferguson |
| Model | 8S.245 |
| Category | agriculture |
| Subcategory | row crop tractors |
| Horsepower | 245 hp |
| Operating Weight | 22,046 lbs |
| Estimated Market Price | $285,000 |
Frequently Asked Questions
What is the estimated monthly payment for a financed Massey Ferguson 8S.245?
An estimated $5759.85/month over 60 months at a base APR of 7.75%, including a $750.00 doc/origination fee.
Is the Massey Ferguson 8S.245 eligible for a Section 179 tax deduction?
Yes. Under the 2026 Section 179 cap of $2,560,000, qualifying businesses may be able to deduct the full purchase price in the year it's placed in service, subject to CPA verification.
What is the typical resale or auction value for a Massey Ferguson 8S.245?
Estimated 5-year residual value is approximately 38.5% of MSRP.
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