Scag Turf Tiger II Financing Calculator
landscaping equipment · Est. Market Price $21,286 · More Scag financing
Updated
With a 38hp engine and 1,250 lb operating weight, the Scag Turf Tiger II sits at the compact-class end of the landscaping equipment lineup.
At 38hp, the Scag Turf Tiger II sits at the lighter-duty end of the horsepower range for landscaping equipment models tracked here (7% of the category's top horsepower figure). By operating weight, it comes in at 8% of the heaviest landscaping equipment model in this dataset.
At an estimated 8.5% APR on a $21,286 purchase price, the 60-month $1-buyout structure modeled here puts the Turf Tiger II at $452/mo, with ownership transferring at term end. For financing at this level, buyers at this price point often qualify through a simplified application process rather than a full financial package. Across the full 60-month term, total payments come to $27,126 — about $5,840 above the $21,286 cash price, which is the real cost of financing instead of paying up front.
At an estimated $452/month, this ranks #13 of 17 by estimated payment among currently priced landscaping equipment models — 4% below the landscaping equipment average of $472/mo.
On the tax side, this $21,286 purchase is Section 179-eligible under the 2026 cap of $2,560,000, and 100% bonus depreciation -- back in effect for equipment placed in service after January 19, 2025 -- means a qualifying buyer could potentially deduct the entire $21,286 in the year it's placed in service rather than depreciating it over several years, subject to the buyer's own taxable income and CPA sign-off.
Estimated Monthly Payment
Estimated Commercial APR including doc/origination fees. Adjust the slider to personalize the rate for your credit tier.
$452.10/mo
Base APR: 8.5% · 60 months
| Month | Payment | Principal | Interest | Balance |
|---|
Asset Specifications
| Make | Scag |
| Model | Turf Tiger II |
| Category | power-equipment |
| Subcategory | landscaping equipment |
| Horsepower | 38 hp |
| Operating Weight | 1,250 lbs |
| Estimated Market Price | $21,286 |
| Deck Width (in) | 61 |
Section 179 Tax Deduction Matrix
Estimates for illustrative purposes only. Consult a certified CPA to determine actual Section 179 depreciation. Source: IRS Publication 946 .
| Estimated Equipment Price | $21,286 |
| 2026 Section 179 Cap | $2,560,000 |
| Eligible Deduction | $21,286 |
| Federal Corporate Tax Rate | 21% |
| Estimated Tax Savings | $4,470 |
| Effective After-Tax Cost | $16,816 |
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Frequently Asked Questions
What is the estimated monthly payment for a financed Scag Turf Tiger II?
An estimated $452.10/month over 60 months at a base APR of 8.5%, including a $750.00 doc/origination fee.
Does the estimated payment change based on credit score?
Yes. The calculator above has 5 credit tiers, each adjusting this machine's 8.5% base APR: Subprime 13.00%, Fair 11.00%, Good 8.50%, Very Good 7.75%, Prime 7.00%. "Good" is the default tier shown; drag the slider to see the exact payment at your tier.
Is the Scag Turf Tiger II eligible for a Section 179 tax deduction?
Yes. Under the 2026 Section 179 cap of $2,560,000, qualifying businesses may be able to deduct the full purchase price in the year it's placed in service, subject to CPA verification.
Does 100% bonus depreciation apply to a financed Scag Turf Tiger II?
Bonus depreciation was restored to 100% for equipment placed in service after January 19, 2025, and it applies more broadly than Section 179 -- it isn't capped by the $2,560,000 Section 179 limit and generally isn't affected by a business's Section 179-eligible income limit. Financing rather than paying cash doesn't disqualify a purchase from this: the full $21,286 placed-in-service cost is typically what counts, not the amount actually paid that year. Confirm applicability with a CPA before filing.
What's the total cost of financing this Scag Turf Tiger II versus paying cash?
Over the full 60-month term, estimated payments total $27,126 -- about $5,840 more than the $21,286 cash price. That difference is the estimated cost of financing (interest plus the $750.00 doc fee) rather than paying up front.
How much would a down payment lower the monthly payment on this Scag Turf Tiger II?
Putting 10% down ($2,129 on this Scag Turf Tiger II) reduces the estimated payment from $452/mo to roughly $408/mo at the same 8.5% estimated APR -- a real reduction, since a down payment lowers the amount actually financed rather than just the sticker price.
What is the typical resale or auction value for a Scag Turf Tiger II?
Resale value data is not yet available for this specific model.
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