Bobcat E88 Financing Calculator
mini excavators · Est. Market Price $105,000 · More Bobcat financing
Updated
With a 67.1hp engine and 19,402 lb operating weight, the Bobcat E88 sits at the compact-class end of the mini excavators lineup.
Compared against every other mini excavators page on this site, the Bobcat E88's 67.1hp puts it at the lighter-duty end of the horsepower range for mini excavators models tracked here. By operating weight, it comes in at 9% of the heaviest mini excavators model in this dataset.
The numbers below assume a 60-month $1-buyout capital lease on the $105,000 E88: $2,163/mo at an estimated 8.37% APR, ending in full ownership rather than a residual payoff. For financing at this level, lenders generally price this range on a sliding scale tied to time in business and credit profile rather than a flat rate. Across the full 60-month term, total payments come to $129,780 — about $24,780 above the $105,000 cash price, which is the real cost of financing instead of paying up front.
At an estimated $2,163/month, this ranks #35 of 40 by estimated payment among currently priced mini excavators models — 41% above the mini excavators average of $1,539/mo.
Because 100% bonus depreciation is currently in effect (equipment placed in service after January 19, 2025) and this asset qualifies under Section 179's $2,560,000 2026 cap, the full $105,000 cost is a candidate for a first-year deduction rather than a multi-year depreciation schedule -- the actual benefit depends on the buyer's taxable income, so this isn't a substitute for a CPA's sign-off.
Estimated Monthly Payment
Estimated Commercial APR including doc/origination fees. Adjust the slider to personalize the rate for your credit tier.
$2,163.00/mo
Base APR: 8.37% · 60 months
| Month | Payment | Principal | Interest | Balance |
|---|
Asset Specifications
| Make | Bobcat |
| Model | E88 |
| Category | heavy-construction |
| Subcategory | mini excavators |
| Horsepower | 67.1 hp |
| Operating Weight | 19,402 lbs |
| Estimated Market Price | $105,000 |
| Fuel Tank Capacity (gal) | 30.6 |
Section 179 Tax Deduction Matrix
Estimates for illustrative purposes only. Consult a certified CPA to determine actual Section 179 depreciation. Source: IRS Publication 946 .
| Estimated Equipment Price | $105,000 |
| 2026 Section 179 Cap | $2,560,000 |
| Eligible Deduction | $105,000 |
| Federal Corporate Tax Rate | 21% |
| Estimated Tax Savings | $22,050 |
| Effective After-Tax Cost | $82,950 |
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Frequently Asked Questions
What is the estimated monthly payment for a financed Bobcat E88?
An estimated $2163.00/month over 60 months at a base APR of 8.37%, including a $750.00 doc/origination fee.
Does the estimated payment change based on credit score?
Yes. The calculator above has 5 credit tiers, each adjusting this machine's 8.37% base APR: Subprime 12.87%, Fair 10.87%, Good 8.37%, Very Good 7.62%, Prime 6.87%. "Good" is the default tier shown; drag the slider to see the exact payment at your tier.
Is the Bobcat E88 eligible for a Section 179 tax deduction?
Yes. Under the 2026 Section 179 cap of $2,560,000, qualifying businesses may be able to deduct the full purchase price in the year it's placed in service, subject to CPA verification.
Does 100% bonus depreciation apply to a financed Bobcat E88?
Bonus depreciation was restored to 100% for equipment placed in service after January 19, 2025, and it applies more broadly than Section 179 -- it isn't capped by the $2,560,000 Section 179 limit and generally isn't affected by a business's Section 179-eligible income limit. Financing rather than paying cash doesn't disqualify a purchase from this: the full $105,000 placed-in-service cost is typically what counts, not the amount actually paid that year. Confirm applicability with a CPA before filing.
What's the total cost of financing this Bobcat E88 versus paying cash?
Over the full 60-month term, estimated payments total $129,780 -- about $24,780 more than the $105,000 cash price. That difference is the estimated cost of financing (interest plus the $750.00 doc fee) rather than paying up front.
How much would a down payment lower the monthly payment on this Bobcat E88?
Putting 10% down ($10,500 on this Bobcat E88) reduces the estimated payment from $2,163/mo to roughly $1,948/mo at the same 8.37% estimated APR -- a real reduction, since a down payment lowers the amount actually financed rather than just the sticker price.
What is the typical resale or auction value for a Bobcat E88?
Resale value data is not yet available for this specific model.
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