Bobcat S650 Financing
skid steer loaders · Est. Market Price $58,500 · More Bobcat financing
Updated
In the skid steer loaders category, the Bobcat S650 is positioned as a compact-class option, built around a 74hp engine and 7,901 lb operating weight.
Structured as a $1-buyout capital lease over 60 months, you own the S650 outright at the end of the term — the payment below amortizes the full purchase price plus the doc/origination fee. At an estimated $58,500 purchase price, lenders typically treat this price band as low-risk, which tends to translate into faster approval turnaround.
Estimated Monthly Payment
Estimated Commercial APR including doc/origination fees. Adjust the slider to personalize the rate for your credit tier.
$1,208.48/mo
Base APR: 8.25% · 60 months
| Month | Payment | Principal | Interest | Balance |
|---|
Asset Specifications
| Make | Bobcat |
| Model | S650 |
| Category | heavy-construction |
| Subcategory | skid steer loaders |
| Horsepower | 74 hp |
| Operating Weight | 7,901 lbs |
| Lift Capacity | 2,690 lbs |
| Estimated Market Price | $58,500 |
| Dump Height (in) | 96.3 |
| Tipping Load (lbs) | 5380 |
| Max Lift Height (in) | 124 |
Section 179 Tax Deduction Matrix
Estimates for illustrative purposes only. Consult a certified CPA to determine actual Section 179 depreciation. Source: IRS Publication 946 .
| Estimated Equipment Price | $58,500 |
| 2026 Section 179 Cap | $2,560,000 |
| Eligible Deduction | $58,500 |
| Federal Corporate Tax Rate | 21% |
| Estimated Tax Savings | $12,285 |
| Effective After-Tax Cost | $46,215 |
Frequently Asked Questions
What is the estimated monthly payment for a financed Bobcat S650?
An estimated $1208.48/month over 60 months at a base APR of 8.25%, including a $750.00 doc/origination fee.
Is the Bobcat S650 eligible for a Section 179 tax deduction?
Yes. Under the 2026 Section 179 cap of $2,560,000, qualifying businesses may be able to deduct the full purchase price in the year it's placed in service, subject to CPA verification.
What is the typical resale or auction value for a Bobcat S650?
Resale value data is not yet available for this specific model.
Get Your Commercial Financing Quote
Submit your details to be matched with vetted commercial equipment lenders.
Embed This Calculator
<iframe src="https://www.equipmentcapitalindex.com/embed/bobcat-s650-capital-lease" width="100%" height="450" frameborder="0"></iframe>
<p style="font-size:11px;">Powered by <a href="https://www.equipmentcapitalindex.com/equipment-financing/bobcat-s650-capital-lease" rel="nofollow" target="_blank">Equipment Capital Index</a></p>