Caterpillar 246D3 Financing
skid steer loaders · Est. Market Price $62,000 · More Caterpillar financing
Updated
In the skid steer loaders category, the Caterpillar 246D3 is priced at $62,000, with a 7,496 lb operating weight — see the financing breakdown below.
Structured as a $1-buyout capital lease over 60 months, you own the 246D3 outright at the end of the term — the payment below amortizes the full purchase price plus the doc/origination fee. At an estimated $62,000 purchase price, lenders typically treat this price band as low-risk, which tends to translate into faster approval turnaround.
Estimated Monthly Payment
Estimated Commercial APR including doc/origination fees. Adjust the slider to personalize the rate for your credit tier.
$1,279.86/mo
Base APR: 8.25% · 60 months
| Month | Payment | Principal | Interest | Balance |
|---|
Asset Specifications
| Make | Caterpillar |
| Model | 246D3 |
| Category | heavy-construction |
| Subcategory | skid steer loaders |
| Operating Weight | 7,496 lbs |
| Estimated Market Price | $62,000 |
Section 179 Tax Deduction Matrix
Estimates for illustrative purposes only. Consult a certified CPA to determine actual Section 179 depreciation. Source: IRS Publication 946 .
| Estimated Equipment Price | $62,000 |
| 2026 Section 179 Cap | $2,560,000 |
| Eligible Deduction | $62,000 |
| Federal Corporate Tax Rate | 21% |
| Estimated Tax Savings | $13,020 |
| Effective After-Tax Cost | $48,980 |
Frequently Asked Questions
What is the estimated monthly payment for a financed Caterpillar 246D3?
An estimated $1279.86/month over 60 months at a base APR of 8.25%, including a $750.00 doc/origination fee.
Is the Caterpillar 246D3 eligible for a Section 179 tax deduction?
Yes. Under the 2026 Section 179 cap of $2,560,000, qualifying businesses may be able to deduct the full purchase price in the year it's placed in service, subject to CPA verification.
What is the typical resale or auction value for a Caterpillar 246D3?
Estimated 5-year residual value is approximately 38.5% of MSRP.
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