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Case IH Optum 300 Financing

row crop tractors · Est. Market Price $283,215 · More Case IH financing

Updated

Case IH's Optum 300 is a high-output row crop tractors machine, spec'd with a 313hp engine and 23,149 lb operating weight.

Structured as a $1-buyout capital lease over 60 months, you own the Optum 300 outright at the end of the term — the payment below amortizes the full purchase price plus the doc/origination fee. At an estimated $283,215 purchase price, at this investment level, many buyers split the analysis between the monthly cash-flow impact and the Section 179 tax offset below before deciding.

Estimated Monthly Payment

Estimated Commercial APR including doc/origination fees. Adjust the slider to personalize the rate for your credit tier.

$5,723.87/mo

Base APR: 7.75% · 60 months

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Section 179 Tax Deduction Matrix

Estimates for illustrative purposes only. Consult a certified CPA to determine actual Section 179 depreciation. Source: IRS Publication 946 .

Estimated Equipment Price $283,215
2026 Section 179 Cap $2,560,000
Eligible Deduction $283,215
Federal Corporate Tax Rate 21%
Estimated Tax Savings $59,475
Effective After-Tax Cost $223,740

Asset Specifications

Make Case IH
Model Optum 300
Category agriculture
Subcategory row crop tractors
Horsepower 313 hp
Operating Weight 23,149 lbs
Estimated Market Price $283,215

Frequently Asked Questions

What is the estimated monthly payment for a financed Case IH Optum 300?

An estimated $5723.87/month over 60 months at a base APR of 7.75%, including a $750.00 doc/origination fee.

Is the Case IH Optum 300 eligible for a Section 179 tax deduction?

Yes. Under the 2026 Section 179 cap of $2,560,000, qualifying businesses may be able to deduct the full purchase price in the year it's placed in service, subject to CPA verification.

What is the typical resale or auction value for a Case IH Optum 300?

Estimated 5-year residual value is approximately 38.5% of MSRP.

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