Caterpillar 259D3 Financing
compact track loaders · Est. Market Price $84,000 · More Caterpillar financing
Updated Cross-checked against 1 government/public rate source
Caterpillar's 259D3 is a compact-class compact track loaders machine, spec'd with a 73.9hp engine and 8,990 lb operating weight.
Structured as a $1-buyout capital lease over 60 months, you own the 259D3 outright at the end of the term — the payment below amortizes the full purchase price plus the doc/origination fee. At an estimated $84,000 purchase price, lenders typically treat this price band as low-risk, which tends to translate into faster approval turnaround.
Estimated Monthly Payment
Estimated Commercial APR including doc/origination fees. Adjust the slider to personalize the rate for your credit tier.
$1,728.58/mo
Base APR: 8.25% · 60 months
| Month | Payment | Principal | Interest | Balance |
|---|
Asset Specifications
| Make | Caterpillar |
| Model | 259D3 |
| Category | heavy-construction |
| Subcategory | compact track loaders |
| Horsepower | 73.9 hp |
| Operating Weight | 8,990 lbs |
| Estimated Market Price | $84,000 |
Section 179 Tax Deduction Matrix
Estimates for illustrative purposes only. Consult a certified CPA to determine actual Section 179 depreciation. Source: IRS Publication 946 .
| Estimated Equipment Price | $84,000 |
| 2026 Section 179 Cap | $2,560,000 |
| Eligible Deduction | $84,000 |
| Federal Corporate Tax Rate | 21% |
| Estimated Tax Savings | $17,640 |
| Effective After-Tax Cost | $66,360 |
Real-World Market Reference
An independent data point from a public government source — not our own estimate.
| Vendor Rental Rate | $360.00/dayWashington State DES equipment rental contract (vendor: LMTrucks) |
Frequently Asked Questions
What is the estimated monthly payment for a financed Caterpillar 259D3?
An estimated $1728.58/month over 60 months at a base APR of 8.25%, including a $750.00 doc/origination fee.
Is the Caterpillar 259D3 eligible for a Section 179 tax deduction?
Yes. Under the 2026 Section 179 cap of $2,560,000, qualifying businesses may be able to deduct the full purchase price in the year it's placed in service, subject to CPA verification.
What is the typical resale or auction value for a Caterpillar 259D3?
Resale value data is not yet available for this specific model.
What does a Caterpillar 259D3 rent for?
Washington State DES equipment rental contract (vendor: LMTrucks) lists a current rental rate of $360.00/day for this machine — a real published rate, not our own estimate.
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