Caterpillar 315 Financing
crawler excavators · Est. Market Price $270,000 · More Caterpillar financing
Updated Cross-checked against 2 government/public rate sources
Caterpillar's 315 is a high-output crawler excavators machine, spec'd with a 315hp engine and 31,800 lb operating weight.
Structured as a $1-buyout capital lease over 60 months, you own the 315 outright at the end of the term — the payment below amortizes the full purchase price plus the doc/origination fee. At an estimated $270,000 purchase price, at this investment level, many buyers split the analysis between the monthly cash-flow impact and the Section 179 tax offset below before deciding.
Estimated Monthly Payment
Estimated Commercial APR including doc/origination fees. Adjust the slider to personalize the rate for your credit tier.
$5,522.29/mo
Base APR: 8.25% · 60 months
| Month | Payment | Principal | Interest | Balance |
|---|
Asset Specifications
| Make | Caterpillar |
| Model | 315 |
| Category | heavy-construction |
| Subcategory | crawler excavators |
| Horsepower | 315 hp |
| Operating Weight | 31,800 lbs |
| Estimated Market Price | $270,000 |
Section 179 Tax Deduction Matrix
Estimates for illustrative purposes only. Consult a certified CPA to determine actual Section 179 depreciation. Source: IRS Publication 946 .
| Estimated Equipment Price | $270,000 |
| 2026 Section 179 Cap | $2,560,000 |
| Eligible Deduction | $270,000 |
| Federal Corporate Tax Rate | 21% |
| Estimated Tax Savings | $56,700 |
| Effective After-Tax Cost | $213,300 |
Real-World Market Reference
2 independent government sources currently reference this machine — not our own estimate.
| DOT Rental Rate | $101.71/hrCalifornia DOT equipment rental rate schedule, effective 01-APR-2026 |
| Vendor Rental Rate | $830.00/dayWashington State DES equipment rental contract (vendor: NCMachinery) |
Frequently Asked Questions
What is the estimated monthly payment for a financed Caterpillar 315?
An estimated $5522.29/month over 60 months at a base APR of 8.25%, including a $750.00 doc/origination fee.
Is the Caterpillar 315 eligible for a Section 179 tax deduction?
Yes. Under the 2026 Section 179 cap of $2,560,000, qualifying businesses may be able to deduct the full purchase price in the year it's placed in service, subject to CPA verification.
What is the typical resale or auction value for a Caterpillar 315?
Resale value data is not yet available for this specific model.
What does a Caterpillar 315 rent for?
Current public rate records put this machine at $101.71/hour (California DOT equipment rental rate schedule) and $830.00/day (Washington State DES equipment rental contract (vendor: NCMachinery)) — real published rates, not our own estimate.
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