Caterpillar 906M Financing
wheel loaders · Est. Market Price $98,000 · More Caterpillar financing
Updated
Caterpillar's 906M is a compact-class wheel loaders machine, spec'd with a 74hp engine.
Structured as a $1-buyout capital lease over 60 months, you own the 906M outright at the end of the term — the payment below amortizes the full purchase price plus the doc/origination fee. At an estimated $98,000 purchase price, at this price point, most commercial lenders will want to see at least 1-2 years of time in business before offering their best rates.
Estimated Monthly Payment
Estimated Commercial APR including doc/origination fees. Adjust the slider to personalize the rate for your credit tier.
$2,014.13/mo
Base APR: 8.25% · 60 months
| Month | Payment | Principal | Interest | Balance |
|---|
Asset Specifications
| Make | Caterpillar |
| Model | 906M |
| Category | heavy-construction |
| Subcategory | wheel loaders |
| Horsepower | 74 hp |
| Estimated Market Price | $98,000 |
Section 179 Tax Deduction Matrix
Estimates for illustrative purposes only. Consult a certified CPA to determine actual Section 179 depreciation. Source: IRS Publication 946 .
| Estimated Equipment Price | $98,000 |
| 2026 Section 179 Cap | $2,560,000 |
| Eligible Deduction | $98,000 |
| Federal Corporate Tax Rate | 21% |
| Estimated Tax Savings | $20,580 |
| Effective After-Tax Cost | $77,420 |
Frequently Asked Questions
What is the estimated monthly payment for a financed Caterpillar 906M?
An estimated $2014.13/month over 60 months at a base APR of 8.25%, including a $750.00 doc/origination fee.
Is the Caterpillar 906M eligible for a Section 179 tax deduction?
Yes. Under the 2026 Section 179 cap of $2,560,000, qualifying businesses may be able to deduct the full purchase price in the year it's placed in service, subject to CPA verification.
What is the typical resale or auction value for a Caterpillar 906M?
Estimated 5-year residual value is approximately 38.5% of MSRP.
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