Hitachi ZX350LC-6 Financing Calculator
crawler excavators · Est. Market Price $290,000 · More Hitachi financing
Updated
Buyers comparing crawler excavators options will find the Hitachi ZX350LC-6 spec'd as a heavy-duty machine, running a 271hp engine and 79,000 lb operating weight.
At an estimated 8.25% APR on a $290,000 purchase price, the 60-month $1-buyout structure modeled here puts the ZX350LC-6 at $5,930/mo, with ownership transferring at term end. For financing at this level, financing at this scale usually involves a dedicated equipment-finance underwriter rather than an automated approval path. Across the full 60-month term, total payments come to $355,813 — about $65,813 above the $290,000 cash price, which is the real cost of financing instead of paying up front.
At an estimated $5,930/month, this ranks #28 of 36 by estimated payment among currently priced crawler excavators models — 16% above the crawler excavators average of $5,097/mo.
Estimated Monthly Payment
Estimated Commercial APR including doc/origination fees. Adjust the slider to personalize the rate for your credit tier.
$5,930.21/mo
Base APR: 8.25% · 60 months
| Month | Payment | Principal | Interest | Balance |
|---|
Asset Specifications
| Make | Hitachi |
| Model | ZX350LC-6 |
| Category | heavy-construction |
| Subcategory | crawler excavators |
| Horsepower | 271 hp |
| Operating Weight | 79,000 lbs |
| Estimated Market Price | $290,000 |
Section 179 Tax Deduction Matrix
Estimates for illustrative purposes only. Consult a certified CPA to determine actual Section 179 depreciation. Source: IRS Publication 946 .
| Estimated Equipment Price | $290,000 |
| 2026 Section 179 Cap | $2,560,000 |
| Eligible Deduction | $290,000 |
| Federal Corporate Tax Rate | 21% |
| Estimated Tax Savings | $60,900 |
| Effective After-Tax Cost | $229,100 |
Frequently Asked Questions
What is the estimated monthly payment for a financed Hitachi ZX350LC-6?
An estimated $5930.21/month over 60 months at a base APR of 8.25%, including a $750.00 doc/origination fee.
Does the estimated payment change based on credit score?
Yes. The calculator above has 5 credit tiers, each adjusting this machine's 8.25% base APR: Subprime 12.75%, Fair 10.75%, Good 8.25%, Very Good 7.50%, Prime 6.75%. "Good" is the default tier shown; drag the slider to see the exact payment at your tier.
Is the Hitachi ZX350LC-6 eligible for a Section 179 tax deduction?
Yes. Under the 2026 Section 179 cap of $2,560,000, qualifying businesses may be able to deduct the full purchase price in the year it's placed in service, subject to CPA verification.
What is the typical resale or auction value for a Hitachi ZX350LC-6?
Estimated 5-year residual value is approximately 38.5% of MSRP.
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