Hyster S155FT Financing Calculator
warehouse forklifts · Est. Market Price $58,000 · More Hyster financing
Updated
Priced at $58,000, the Hyster S155FT competes in the warehouse forklifts segment and carries a 22,140 lb operating weight — full financing math is below.
The numbers below assume a 60-month $1-buyout capital lease on the $58,000 S155FT: $1,205/mo at an estimated 8.5% APR, ending in full ownership rather than a residual payoff. For financing at this level, this is a common "app-only" financing range for lenders serving small and mid-size contractors. Across the full 60-month term, total payments come to $72,321 — about $14,321 above the $58,000 cash price, which is the real cost of financing instead of paying up front.
At an estimated $1,205/month, this ranks #22 of 27 by estimated payment among currently priced warehouse forklifts models — 25% above the warehouse forklifts average of $962/mo.
Because 100% bonus depreciation is currently in effect (equipment placed in service after January 19, 2025) and this asset qualifies under Section 179's $2,560,000 2026 cap, the full $58,000 cost is a candidate for a first-year deduction rather than a multi-year depreciation schedule -- the actual benefit depends on the buyer's taxable income, so this isn't a substitute for a CPA's sign-off.
Estimated Monthly Payment
Estimated Commercial APR including doc/origination fees. Adjust the slider to personalize the rate for your credit tier.
$1,205.35/mo
Base APR: 8.5% · 60 months
| Month | Payment | Principal | Interest | Balance |
|---|
Asset Specifications
| Make | Hyster |
| Model | S155FT |
| Category | material-handling |
| Subcategory | warehouse forklifts |
| Operating Weight | 22,140 lbs |
| Lift Capacity | 15,500 lbs |
| Estimated Market Price | $58,000 |
Section 179 Tax Deduction Matrix
Estimates for illustrative purposes only. Consult a certified CPA to determine actual Section 179 depreciation. Source: IRS Publication 946 .
| Estimated Equipment Price | $58,000 |
| 2026 Section 179 Cap | $2,560,000 |
| Eligible Deduction | $58,000 |
| Federal Corporate Tax Rate | 21% |
| Estimated Tax Savings | $12,180 |
| Effective After-Tax Cost | $45,820 |
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Frequently Asked Questions
What is the estimated monthly payment for a financed Hyster S155FT?
An estimated $1205.35/month over 60 months at a base APR of 8.5%, including a $750.00 doc/origination fee.
Does the estimated payment change based on credit score?
Yes. The calculator above has 5 credit tiers, each adjusting this machine's 8.5% base APR: Subprime 13.00%, Fair 11.00%, Good 8.50%, Very Good 7.75%, Prime 7.00%. "Good" is the default tier shown; drag the slider to see the exact payment at your tier.
Is the Hyster S155FT eligible for a Section 179 tax deduction?
Yes. Under the 2026 Section 179 cap of $2,560,000, qualifying businesses may be able to deduct the full purchase price in the year it's placed in service, subject to CPA verification.
Does 100% bonus depreciation apply to a financed Hyster S155FT?
Bonus depreciation was restored to 100% for equipment placed in service after January 19, 2025, and it applies more broadly than Section 179 -- it isn't capped by the $2,560,000 Section 179 limit and generally isn't affected by a business's Section 179-eligible income limit. Financing rather than paying cash doesn't disqualify a purchase from this: the full $58,000 placed-in-service cost is typically what counts, not the amount actually paid that year. Confirm applicability with a CPA before filing.
What's the total cost of financing this Hyster S155FT versus paying cash?
Over the full 60-month term, estimated payments total $72,321 -- about $14,321 more than the $58,000 cash price. That difference is the estimated cost of financing (interest plus the $750.00 doc fee) rather than paying up front.
How much would a down payment lower the monthly payment on this Hyster S155FT?
Putting 10% down ($5,800 on this Hyster S155FT) reduces the estimated payment from $1,205/mo to roughly $1,086/mo at the same 8.5% estimated APR -- a real reduction, since a down payment lowers the amount actually financed rather than just the sticker price.
What is the typical resale or auction value for a Hyster S155FT?
Estimated 5-year residual value is approximately 38.5% of MSRP.
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