John Deere 325G Financing Calculator
compact track loaders · Est. Market Price $85,730 · More John Deere financing
Updated Cross-checked against 1 government/public rate source
The John Deere 325G pairs a 74hp engine and 9,500 lb operating weight, placing it in the compact-class tier of the compact track loaders market.
At 74hp, the John Deere 325G sits at the lighter-duty end of the horsepower range for compact track loaders models tracked here (15% of the category's top horsepower figure). By operating weight, it comes in at 4% of the heaviest compact track loaders model in this dataset.
At an estimated 8.25% APR on a $85,730 purchase price, the 60-month $1-buyout structure modeled here puts the 325G at $1,764/mo, with ownership transferring at term end. For financing at this level, buyers at this price point often qualify through a simplified application process rather than a full financial package. Across the full 60-month term, total payments come to $105,832 — about $20,102 above the $85,730 cash price, which is the real cost of financing instead of paying up front.
At an estimated $1,764/month, this ranks #21 of 32 by estimated payment among currently priced compact track loaders models — 2% above the compact track loaders average of $1,729/mo.
Because 100% bonus depreciation is currently in effect (equipment placed in service after January 19, 2025) and this asset qualifies under Section 179's $2,560,000 2026 cap, the full $85,730 cost is a candidate for a first-year deduction rather than a multi-year depreciation schedule -- the actual benefit depends on the buyer's taxable income, so this isn't a substitute for a CPA's sign-off.
Estimated Monthly Payment
Estimated Commercial APR including doc/origination fees. Adjust the slider to personalize the rate for your credit tier.
$1,763.87/mo
Base APR: 8.25% · 60 months
| Month | Payment | Principal | Interest | Balance |
|---|
Asset Specifications
| Make | John Deere |
| Model | 325G |
| Category | heavy-construction |
| Subcategory | compact track loaders |
| Horsepower | 74 hp |
| Operating Weight | 9,500 lbs |
| Lift Capacity | 2,590 lbs |
| Estimated Market Price | $85,730 |
Section 179 Tax Deduction Matrix
Estimates for illustrative purposes only. Consult a certified CPA to determine actual Section 179 depreciation. Source: IRS Publication 946 .
| Estimated Equipment Price | $85,730 |
| 2026 Section 179 Cap | $2,560,000 |
| Eligible Deduction | $85,730 |
| Federal Corporate Tax Rate | 21% |
| Estimated Tax Savings | $18,003 |
| Effective After-Tax Cost | $67,727 |
Real-World Market Reference
An independent data point from a public government source — not our own estimate.
| Vendor Rental Rate | $450.00/dayWashington State DES equipment rental contract (vendor: PapeRents) |
Advertisement
Frequently Asked Questions
What is the estimated monthly payment for a financed John Deere 325G?
An estimated $1763.87/month over 60 months at a base APR of 8.25%, including a $750.00 doc/origination fee.
Does the estimated payment change based on credit score?
Yes. The calculator above has 5 credit tiers, each adjusting this machine's 8.25% base APR: Subprime 12.75%, Fair 10.75%, Good 8.25%, Very Good 7.50%, Prime 6.75%. "Good" is the default tier shown; drag the slider to see the exact payment at your tier.
Is the John Deere 325G eligible for a Section 179 tax deduction?
Yes. Under the 2026 Section 179 cap of $2,560,000, qualifying businesses may be able to deduct the full purchase price in the year it's placed in service, subject to CPA verification.
Does 100% bonus depreciation apply to a financed John Deere 325G?
Bonus depreciation was restored to 100% for equipment placed in service after January 19, 2025, and it applies more broadly than Section 179 -- it isn't capped by the $2,560,000 Section 179 limit and generally isn't affected by a business's Section 179-eligible income limit. Financing rather than paying cash doesn't disqualify a purchase from this: the full $85,730 placed-in-service cost is typically what counts, not the amount actually paid that year. Confirm applicability with a CPA before filing.
What's the total cost of financing this John Deere 325G versus paying cash?
Over the full 60-month term, estimated payments total $105,832 -- about $20,102 more than the $85,730 cash price. That difference is the estimated cost of financing (interest plus the $750.00 doc fee) rather than paying up front.
How much would a down payment lower the monthly payment on this John Deere 325G?
Putting 10% down ($8,573 on this John Deere 325G) reduces the estimated payment from $1,764/mo to roughly $1,589/mo at the same 8.25% estimated APR -- a real reduction, since a down payment lowers the amount actually financed rather than just the sticker price.
What is the typical resale or auction value for a John Deere 325G?
Resale value data is not yet available for this specific model.
What does a John Deere 325G rent for?
Washington State DES equipment rental contract (vendor: PapeRents) lists a current rental rate of $450.00/day for this machine — a real published rate, not our own estimate.
Get Your Commercial Financing Quote
Submit your details to be matched with vetted commercial equipment lenders.
Embed This Calculator On Your Site
Free, no account needed. Copy the code below, then paste it in: WordPress — add a "Custom HTML" block. Wix — Add Elements → Embed Code. Squarespace — add a Code block. Anywhere else — paste it into your page's HTML. (more embeddable widgets →)
<iframe src="https://www.equipmentcapitalindex.com/embed/john-deere-325g-capital-lease" width="100%" height="450" frameborder="0"></iframe>
<p style="font-size:11px;">Powered by <a href="https://www.equipmentcapitalindex.com/equipment-financing/john-deere-325g-capital-lease" rel="nofollow" target="_blank">Equipment Capital Index</a></p>