Kobelco SK75SR-7 Financing Calculator
mini excavators · Est. Market Price $85,000 · More Kobelco financing
Updated
In the mini excavators category, the Kobelco SK75SR-7 is positioned as a compact-class option, built around a 51.7hp engine and 17,600 lb operating weight.
Priced at $85,000, the SK75SR-7 is modeled here as a 60-month $1-buyout capital lease at an estimated 8.25% APR — $1,749/mo, building to full ownership at term end. For financing at this level, a purchase price at this level is often financeable with minimal or no down payment for established businesses. Across the full 60-month term, total payments come to $104,939 — about $19,939 above the $85,000 cash price, which is the real cost of financing instead of paying up front.
At an estimated $1,749/month, this ranks #25 of 34 by estimated payment among currently priced mini excavators models — 17% above the mini excavators average of $1,491/mo.
Estimated Monthly Payment
Estimated Commercial APR including doc/origination fees. Adjust the slider to personalize the rate for your credit tier.
$1,748.98/mo
Base APR: 8.25% · 60 months
| Month | Payment | Principal | Interest | Balance |
|---|
Asset Specifications
| Make | Kobelco |
| Model | SK75SR-7 |
| Category | heavy-construction |
| Subcategory | mini excavators |
| Horsepower | 51.7 hp |
| Operating Weight | 17,600 lbs |
| Estimated Market Price | $85,000 |
Section 179 Tax Deduction Matrix
Estimates for illustrative purposes only. Consult a certified CPA to determine actual Section 179 depreciation. Source: IRS Publication 946 .
| Estimated Equipment Price | $85,000 |
| 2026 Section 179 Cap | $2,560,000 |
| Eligible Deduction | $85,000 |
| Federal Corporate Tax Rate | 21% |
| Estimated Tax Savings | $17,850 |
| Effective After-Tax Cost | $67,150 |
Frequently Asked Questions
What is the estimated monthly payment for a financed Kobelco SK75SR-7?
An estimated $1748.98/month over 60 months at a base APR of 8.25%, including a $750.00 doc/origination fee.
Does the estimated payment change based on credit score?
Yes. The calculator above has 5 credit tiers, each adjusting this machine's 8.25% base APR: Subprime 12.75%, Fair 10.75%, Good 8.25%, Very Good 7.50%, Prime 6.75%. "Good" is the default tier shown; drag the slider to see the exact payment at your tier.
Is the Kobelco SK75SR-7 eligible for a Section 179 tax deduction?
Yes. Under the 2026 Section 179 cap of $2,560,000, qualifying businesses may be able to deduct the full purchase price in the year it's placed in service, subject to CPA verification.
What is the typical resale or auction value for a Kobelco SK75SR-7?
Estimated 5-year residual value is approximately 38.5% of MSRP.
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