Komatsu PC290LC-11 Financing Calculator
crawler excavators · Est. Market Price $270,000 · More Komatsu financing
Updated Cross-checked against 1 government/public rate source
With a 213hp engine and 59,900 lb operating weight, the Komatsu PC290LC-11 sits at the heavy-duty end of the crawler excavators lineup.
At 213hp, the Komatsu PC290LC-11 sits roughly mid-pack by horsepower among crawler excavators models tracked here (43% of the category's top horsepower figure). By operating weight, it comes in at 27% of the heaviest crawler excavators model in this dataset.
Priced at $270,000, the PC290LC-11 is modeled here as a 60-month $1-buyout capital lease at an estimated 8.25% APR — $5,522/mo, building to full ownership at term end. For financing at this level, a purchase this large typically requires a more detailed financial package — recent tax returns, equipment quotes, and sometimes a personal guarantee. Across the full 60-month term, total payments come to $331,337 — about $61,337 above the $270,000 cash price, which is the real cost of financing instead of paying up front.
At an estimated $5,522/month, this ties for #31 of 42 by estimated payment (tied with 2 other currently priced crawler excavators models at this exact price point) — 7% above the crawler excavators average of $5,141/mo.
On the tax side, this $270,000 purchase is Section 179-eligible under the 2026 cap of $2,560,000, and 100% bonus depreciation -- back in effect for equipment placed in service after January 19, 2025 -- means a qualifying buyer could potentially deduct the entire $270,000 in the year it's placed in service rather than depreciating it over several years, subject to the buyer's own taxable income and CPA sign-off.
Estimated Monthly Payment
Estimated Commercial APR including doc/origination fees. Adjust the slider to personalize the rate for your credit tier.
$5,522.29/mo
Base APR: 8.25% · 60 months
| Month | Payment | Principal | Interest | Balance |
|---|
Section 179 Tax Deduction Matrix
Estimates for illustrative purposes only. Consult a certified CPA to determine actual Section 179 depreciation. Source: IRS Publication 946 .
| Estimated Equipment Price | $270,000 |
| 2026 Section 179 Cap | $2,560,000 |
| Eligible Deduction | $270,000 |
| Federal Corporate Tax Rate | 21% |
| Estimated Tax Savings | $56,700 |
| Effective After-Tax Cost | $213,300 |
Asset Specifications
| Make | Komatsu |
| Model | PC290LC-11 |
| Category | heavy-construction |
| Subcategory | crawler excavators |
| Horsepower | 213 hp |
| Operating Weight | 59,900 lbs |
| Estimated Market Price | $270,000 |
| Fuel Tank Capacity (gal) | 105.7 |
Real-World Market Reference
An independent data point from a public government source — not our own estimate.
| Vendor Rental Rate | $1,575.00/dayWashington State DES equipment rental contract (vendor: Modern) |
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Frequently Asked Questions
What is the estimated monthly payment for a financed Komatsu PC290LC-11?
An estimated $5522.29/month over 60 months at a base APR of 8.25%, including a $750.00 doc/origination fee.
Does the estimated payment change based on credit score?
Yes. The calculator above has 5 credit tiers, each adjusting this machine's 8.25% base APR: Subprime 12.75%, Fair 10.75%, Good 8.25%, Very Good 7.50%, Prime 6.75%. "Good" is the default tier shown; drag the slider to see the exact payment at your tier.
Is the Komatsu PC290LC-11 eligible for a Section 179 tax deduction?
Yes. Under the 2026 Section 179 cap of $2,560,000, qualifying businesses may be able to deduct the full purchase price in the year it's placed in service, subject to CPA verification.
Does 100% bonus depreciation apply to a financed Komatsu PC290LC-11?
Bonus depreciation was restored to 100% for equipment placed in service after January 19, 2025, and it applies more broadly than Section 179 -- it isn't capped by the $2,560,000 Section 179 limit and generally isn't affected by a business's Section 179-eligible income limit. Financing rather than paying cash doesn't disqualify a purchase from this: the full $270,000 placed-in-service cost is typically what counts, not the amount actually paid that year. Confirm applicability with a CPA before filing.
What's the total cost of financing this Komatsu PC290LC-11 versus paying cash?
Over the full 60-month term, estimated payments total $331,337 -- about $61,337 more than the $270,000 cash price. That difference is the estimated cost of financing (interest plus the $750.00 doc fee) rather than paying up front.
How much would a down payment lower the monthly payment on this Komatsu PC290LC-11?
Putting 10% down ($27,000 on this Komatsu PC290LC-11) reduces the estimated payment from $5,522/mo to roughly $4,972/mo at the same 8.25% estimated APR -- a real reduction, since a down payment lowers the amount actually financed rather than just the sticker price.
What is the typical resale or auction value for a Komatsu PC290LC-11?
Resale value data is not yet available for this specific model.
What does a Komatsu PC290LC-11 rent for?
Washington State DES equipment rental contract (vendor: Modern) lists a current rental rate of $1575.00/day for this machine — a real published rate, not our own estimate.
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