Kubota U55-5 Financing
mini excavators · Est. Market Price $96,364 · More Kubota financing
Updated
Kubota's U55-5 is a compact-class mini excavators machine, spec'd with a 47.6hp engine and 12,350 lb operating weight.
Structured as a $1-buyout capital lease over 60 months, you own the U55-5 outright at the end of the term — the payment below amortizes the full purchase price plus the doc/origination fee. At an estimated $96,364 purchase price, at this price point, most commercial lenders will want to see at least 1-2 years of time in business before offering their best rates.
Estimated Monthly Payment
Estimated Commercial APR including doc/origination fees. Adjust the slider to personalize the rate for your credit tier.
$1,980.76/mo
Base APR: 8.25% · 60 months
| Month | Payment | Principal | Interest | Balance |
|---|
Section 179 Tax Deduction Matrix
Estimates for illustrative purposes only. Consult a certified CPA to determine actual Section 179 depreciation. Source: IRS Publication 946 .
| Estimated Equipment Price | $96,364 |
| 2026 Section 179 Cap | $2,560,000 |
| Eligible Deduction | $96,364 |
| Federal Corporate Tax Rate | 21% |
| Estimated Tax Savings | $20,236 |
| Effective After-Tax Cost | $76,128 |
Asset Specifications
| Make | Kubota |
| Model | U55-5 |
| Category | heavy-construction |
| Subcategory | mini excavators |
| Horsepower | 47.6 hp |
| Operating Weight | 12,350 lbs |
| Estimated Market Price | $96,364 |
Frequently Asked Questions
What is the estimated monthly payment for a financed Kubota U55-5?
An estimated $1980.76/month over 60 months at a base APR of 8.25%, including a $750.00 doc/origination fee.
Is the Kubota U55-5 eligible for a Section 179 tax deduction?
Yes. Under the 2026 Section 179 cap of $2,560,000, qualifying businesses may be able to deduct the full purchase price in the year it's placed in service, subject to CPA verification.
What is the typical resale or auction value for a Kubota U55-5?
Estimated 5-year residual value is approximately 38.5% of MSRP.
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