New Holland Workmaster 105 Financing Calculator
utility tractors · Est. Market Price $68,000 · More New Holland financing
Updated
Buyers comparing utility tractors options will find the New Holland Workmaster 105 spec'd as a mid-size machine, running a 105hp engine and 8,200 lb operating weight.
The numbers below assume a 60-month $1-buyout capital lease on the $68,000 Workmaster 105: $1,386/mo at an estimated 7.75% APR, ending in full ownership rather than a residual payoff. For financing at this level, this is a common "app-only" financing range for lenders serving small and mid-size contractors. Across the full 60-month term, total payments come to $83,147 — about $15,147 above the $68,000 cash price, which is the real cost of financing instead of paying up front.
At an estimated $1,386/month, this ranks #13 of 28 by estimated payment among currently priced utility tractors models — 30% below the utility tractors average of $1,966/mo.
Estimated Monthly Payment
Estimated Commercial APR including doc/origination fees. Adjust the slider to personalize the rate for your credit tier.
$1,385.79/mo
Base APR: 7.75% · 60 months
| Month | Payment | Principal | Interest | Balance |
|---|
Section 179 Tax Deduction Matrix
Estimates for illustrative purposes only. Consult a certified CPA to determine actual Section 179 depreciation. Source: IRS Publication 946 .
| Estimated Equipment Price | $68,000 |
| 2026 Section 179 Cap | $2,560,000 |
| Eligible Deduction | $68,000 |
| Federal Corporate Tax Rate | 21% |
| Estimated Tax Savings | $14,280 |
| Effective After-Tax Cost | $53,720 |
Asset Specifications
| Make | New Holland |
| Model | Workmaster 105 |
| Category | agriculture |
| Subcategory | utility tractors |
| Horsepower | 105 hp |
| Operating Weight | 8,200 lbs |
| Estimated Market Price | $68,000 |
Frequently Asked Questions
What is the estimated monthly payment for a financed New Holland Workmaster 105?
An estimated $1385.79/month over 60 months at a base APR of 7.75%, including a $750.00 doc/origination fee.
Does the estimated payment change based on credit score?
Yes. The calculator above has 5 credit tiers, each adjusting this machine's 7.75% base APR: Subprime 12.25%, Fair 10.25%, Good 7.75%, Very Good 7.00%, Prime 6.25%. "Good" is the default tier shown; drag the slider to see the exact payment at your tier.
Is the New Holland Workmaster 105 eligible for a Section 179 tax deduction?
Yes. Under the 2026 Section 179 cap of $2,560,000, qualifying businesses may be able to deduct the full purchase price in the year it's placed in service, subject to CPA verification.
What is the typical resale or auction value for a New Holland Workmaster 105?
Resale value data is not yet available for this specific model.
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