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Rayco RG13 Financing

landscaping equipment · Est. Market Price $8,500 · More Rayco financing

Updated

The Rayco RG13 pairs a 13hp engine and 262 lb operating weight, placing it in the compact-class tier of the landscaping equipment market.

Structured as a $1-buyout capital lease over 60 months, you own the RG13 outright at the end of the term — the payment below amortizes the full purchase price plus the doc/origination fee. At an estimated $8,500 purchase price, lenders typically treat this price band as low-risk, which tends to translate into faster approval turnaround.

Estimated Monthly Payment

Estimated Commercial APR including doc/origination fees. Adjust the slider to personalize the rate for your credit tier.

$189.78/mo

Base APR: 8.5% · 60 months

Subprime Fair Good Very Good Prime

Asset Specifications

Make Rayco
Model RG13
Category power-equipment
Subcategory landscaping equipment
Horsepower 13 hp
Operating Weight 262 lbs
Estimated Market Price $8,500

Section 179 Tax Deduction Matrix

Estimates for illustrative purposes only. Consult a certified CPA to determine actual Section 179 depreciation. Source: IRS Publication 946 .

Estimated Equipment Price $8,500
2026 Section 179 Cap $2,560,000
Eligible Deduction $8,500
Federal Corporate Tax Rate 21%
Estimated Tax Savings $1,785
Effective After-Tax Cost $6,715

Frequently Asked Questions

What is the estimated monthly payment for a financed Rayco RG13?

An estimated $189.78/month over 60 months at a base APR of 8.5%, including a $750.00 doc/origination fee.

Is the Rayco RG13 eligible for a Section 179 tax deduction?

Yes. Under the 2026 Section 179 cap of $2,560,000, qualifying businesses may be able to deduct the full purchase price in the year it's placed in service, subject to CPA verification.

What is the typical resale or auction value for a Rayco RG13?

Resale value data is not yet available for this specific model.

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