Yanmar VIO80-1A Financing Calculator
mini excavators · Est. Market Price $88,000 · More Yanmar financing
Updated Cross-checked against 2 government/public rate sources
In the mini excavators category, the Yanmar VIO80-1A is positioned as a compact-class option, built around a 56.9hp engine and 18,136 lb operating weight.
At 56.9hp, the Yanmar VIO80-1A sits at the lighter-duty end of the horsepower range for mini excavators models tracked here (11% of the category's top horsepower figure). By operating weight, it comes in at 8% of the heaviest mini excavators model in this dataset.
Priced at $88,000, the VIO80-1A is modeled here as a 60-month $1-buyout capital lease at an estimated 8.25% APR — $1,810/mo, building to full ownership at term end. For financing at this level, a purchase price at this level is often financeable with minimal or no down payment for established businesses. Across the full 60-month term, total payments come to $108,610 — about $20,610 above the $88,000 cash price, which is the real cost of financing instead of paying up front.
At an estimated $1,810/month, this ties for #28 of 35 by estimated payment (tied with 1 other currently priced mini excavators model at this exact price point) — 21% above the mini excavators average of $1,491/mo.
Stacked together, Section 179 and 2026's 100% bonus depreciation mean the $88,000 price tag here isn't necessarily spread across years on a tax return -- a profitable business placing this asset in service this year could write off the full amount immediately, though the real dollar benefit depends on the buyer's tax bracket and total equipment spend for the year.
Estimated Monthly Payment
Estimated Commercial APR including doc/origination fees. Adjust the slider to personalize the rate for your credit tier.
$1,810.17/mo
Base APR: 8.25% · 60 months
| Month | Payment | Principal | Interest | Balance |
|---|
Section 179 Tax Deduction Matrix
Estimates for illustrative purposes only. Consult a certified CPA to determine actual Section 179 depreciation. Source: IRS Publication 946 .
| Estimated Equipment Price | $88,000 |
| 2026 Section 179 Cap | $2,560,000 |
| Eligible Deduction | $88,000 |
| Federal Corporate Tax Rate | 21% |
| Estimated Tax Savings | $18,480 |
| Effective After-Tax Cost | $69,520 |
Asset Specifications
| Make | Yanmar |
| Model | VIO80-1A |
| Category | heavy-construction |
| Subcategory | mini excavators |
| Horsepower | 56.9 hp |
| Operating Weight | 18,136 lbs |
| Estimated Market Price | $88,000 |
| Fuel Tank Capacity (gal) | 30 |
Real-World Market Reference
2 independent government sources currently reference this machine — not our own estimate.
| DOT Rental Rate | $50.31/hrCalifornia DOT equipment rental rate schedule, effective 01-APR-2026 |
| Vendor Rental Rate | $465.00/dayWashington State DES equipment rental contract (vendor: SoundEquipment) |
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Frequently Asked Questions
What is the estimated monthly payment for a financed Yanmar VIO80-1A?
An estimated $1810.17/month over 60 months at a base APR of 8.25%, including a $750.00 doc/origination fee.
Does the estimated payment change based on credit score?
Yes. The calculator above has 5 credit tiers, each adjusting this machine's 8.25% base APR: Subprime 12.75%, Fair 10.75%, Good 8.25%, Very Good 7.50%, Prime 6.75%. "Good" is the default tier shown; drag the slider to see the exact payment at your tier.
Is the Yanmar VIO80-1A eligible for a Section 179 tax deduction?
Yes. Under the 2026 Section 179 cap of $2,560,000, qualifying businesses may be able to deduct the full purchase price in the year it's placed in service, subject to CPA verification.
Does 100% bonus depreciation apply to a financed Yanmar VIO80-1A?
Bonus depreciation was restored to 100% for equipment placed in service after January 19, 2025, and it applies more broadly than Section 179 -- it isn't capped by the $2,560,000 Section 179 limit and generally isn't affected by a business's Section 179-eligible income limit. Financing rather than paying cash doesn't disqualify a purchase from this: the full $88,000 placed-in-service cost is typically what counts, not the amount actually paid that year. Confirm applicability with a CPA before filing.
What's the total cost of financing this Yanmar VIO80-1A versus paying cash?
Over the full 60-month term, estimated payments total $108,610 -- about $20,610 more than the $88,000 cash price. That difference is the estimated cost of financing (interest plus the $750.00 doc fee) rather than paying up front.
How much would a down payment lower the monthly payment on this Yanmar VIO80-1A?
Putting 10% down ($8,800 on this Yanmar VIO80-1A) reduces the estimated payment from $1,810/mo to roughly $1,631/mo at the same 8.25% estimated APR -- a real reduction, since a down payment lowers the amount actually financed rather than just the sticker price.
What is the typical resale or auction value for a Yanmar VIO80-1A?
Resale value data is not yet available for this specific model.
What does a Yanmar VIO80-1A rent for?
Current public rate records put this machine at $50.31/hour (California DOT equipment rental rate schedule) and $465.00/day (Washington State DES equipment rental contract (vendor: SoundEquipment)) — real published rates, not our own estimate.
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